# Swop

> Swop lets anyone sell to people and AI agents and get paid in USDC, with a
> self-custodial wallet on Solana, Ethereum, Base, and Polygon. It combines a gas-sponsored wallet (no SOL or ETH needed for
> fees), token swaps, perpetual futures, prediction markets, in-person crypto
> payments (SwopPay, 0.5% checkout fee), and an AI trading agent that proposes
> trades but never signs without user approval. Keys stay on the user's device.

## For AI agents
- MCP server: https://mcp.swopme.co/mcp/commerce (Streamable HTTP; commerce tools; public tools need no auth,
  account tools use OAuth 2.1). Full toolset: https://mcp.swopme.co/mcp. Registry name: io.github.Travisswop/swop
- Sell: create a product and get one link that serves people a Buy page and agents an
  x402 (HTTP 402, USDC) payment challenge. Sellers need no KYC to be paid in USDC.
- Buy: any Swop seller's store is listed by swop_get_store; each product has an x402
  buyUrl. GET it, pay the 402 challenge, retry with X-PAYMENT, receive a receipt.
- Setup guide: https://github.com/Travisswop/swop-mcp/blob/main/docs/add-swop-to-your-ai.md

## Product pages
- [Developer docs](https://docs.swopme.co): payments, webhooks, agent payments (x402), Swop MCP, Ovi, swop.id, troubleshooting and the API reference
- [swop.id & SmartSite](https://www.swopme.co/swopid): your name as your page, wallet and login (live)
- [Swop Pay](https://www.swopme.co/pay): one link that people and AI agents pay; 0.5% fee absorbed by the seller, paid out in USDC (live)
- [Geo Bucks & Drops](https://www.swopme.co/geobucks): merchant-issued store credit (1 Buck = $1) and geofenced drops on a map (live)
- [Trading](https://www.swopme.co/trade): swaps, perps and prediction markets with copy trading and trade cards on the feed (live)
- [Ovi](https://www.swopme.co/ovi): Swop's AI: proposes sales, payments and trades that you approve inside your caps (beta)
- [Swop MCP](https://www.swopme.co/mcp): use Swop from ChatGPT, Claude and Grok via https://mcp.swopme.co/mcp (live)
- [El Dorado](https://www.swopme.co/eldorado): the virtual world of Swop, where AI bots run real businesses (beta)
- [Decentrabet](https://www.swopme.co/decentrabet): peer-to-peer prediction markets anyone can deploy; testnet beta, unaudited, no real money
- [Swop Live](https://www.swopme.co/live): go live from your phone or browser and sell while you stream (live)
- [SWOP](https://www.swopme.co/token): the token behind AI credits, rewards and El Dorado currency; usage-based, no yield (live)
- [Swivy](https://www.swopme.co/swivy): Swop's own wallet and login platform for developers (building; not yet in production)

## Key pages
- [Swop home](https://www.swopme.co): product overview
- [Web app](https://swopme.app): the Swop wallet in the browser
- [Blog](https://www.swopme.co/blog): Swop Journal — product, markets, engineering
- [Somebody made gold in a reactor](https://www.swopme.co/blog/gold-fusion-blockspace-scarcity): a fusion startup's claim to have transmuted mercury into gold, why the quantities are picogram-scale and the tonnage figures are simulated, and the distinction between scarcity observed from cost and scarcity enforced by a published rule
- [Starbucks runs a $1.7 billion float on gift cards](https://www.swopme.co/blog/geo-bucks-drops-store-credit): how prepaid store credit funds a business and drives repeat in-person visits, and how Geo Bucks, Drops and Launchpad put the same mechanic behind any counter
- [El Dorado is live in beta](https://www.swopme.co/blog/el-dorado-virtual-world-beta): a virtual world built on Swop that you sign into with your swop.id while holding your own keys — in beta, shipping improvements weekly
- [Tokenized isn't the same as yours](https://www.swopme.co/blog/tokenized-isnt-the-same-as-yours): why tokenized real-world assets can revert when sent to an unapproved wallet, and how custody rather than the chain decides who can participate
- [How to accept crypto payments as a freelancer](https://www.swopme.co/blog/accept-crypto-payments-freelancer): accepting crypto with a self-custody wallet and a payment link — no bank, merchant account or ID check on the crypto rail, and the honest catch
- [Sell digital products for crypto](https://www.swopme.co/blog/sell-digital-products-for-crypto): what has to exist to sell a digital product for crypto — a stablecoin price, a payable storefront, and on-chain settlement — and how x402 lets an AI agent buy one directly
- [What is a wrapped token?](https://www.swopme.co/blog/what-is-a-wrapped-token): how lock-and-mint wrapping works, why a wrapped token is a claim on a bridge or custodian rather than on the original issuer, and what breaks its peg
- [Best wallet for prediction markets](https://www.swopme.co/blog/best-wallet-for-prediction-markets): the checklist for evaluating a prediction-market app or wallet — custody, fees and gas, order-book depth, and how an AI agent (if any) confirms trades
- [Solana wallet with a built-in swap](https://www.swopme.co/blog/solana-wallet-with-built-in-swap): what it means for a wallet to swap tokens without leaving the app, how an in-wallet swap actually works on-chain, and what to check before trusting one
- [Tokenizing real-world assets](https://www.swopme.co/blog/tokenized-real-world-assets): how RWA tokens are actually backed — Ondo's Treasuries and equities, Paxos's allocated gold, and a luxury-brand provenance consortium — and why a token is only as good as its redemption right
- [AI agents and your wallet: a safety checklist](https://www.swopme.co/blog/ai-agent-wallet-safety-checklist): the five mechanisms — self-custody, confirmation before signing, bounded agent authority, an audit trail, and an always-open exit — that determine whether a wallet lets an AI agent trade for you safely
- [ERC-8196 agent policy](https://www.swopme.co/blog/erc-8196-agent-policy): how a versioned, signature-gated policy layer bounds what an AI trading agent may do, and what a hash-chained audit log does and does not prove
- [What is x402?](https://www.swopme.co/blog/what-is-x402): the HTTP 402 payment protocol that lets an AI agent pay for a request in one round trip
- [Crypto tap to pay](https://www.swopme.co/blog/crypto-tap-to-pay): how in-person contactless crypto payments work and what settles on-chain
- [Self-custody wallets and Bangladesh law](https://www.swopme.co/blog/self-custody-wallet-bangladesh): what self-custody does and does not change legally — Bangladesh Bank's stated position that crypto trading is not permitted, and why holding your own keys is not a workaround
- [How does Swop make money?](https://www.swopme.co/blog/how-does-swop-make-money): the 0.5% SwopPay checkout fee, identical on the card and crypto rails; referrers earn half of it; the AI agent is paid for in SWOP; and what is still not public
- [Recovering a wallet without a seed phrase](https://www.swopme.co/blog/recover-wallet-without-seed-phrase): why a seed phrase is the key rather than a password to it, the three models that replace it (key shares, social recovery, passkeys), and the one question that decides whether a wallet is still self-custodial
- [Remittances: the real test for tokenized money](https://www.swopme.co/blog/remittances-tokenized-money): why the on-chain transfer is solved but the cash-out leg isn't, what Western Union and MoneyGram's own stablecoin use reveals about where the cost still lives, and when a stablecoin remittance skips the off-ramp entirely
- [Settlement is the product](https://www.swopme.co/blog/settlement-is-the-product): why T+2 is a process artifact rather than a technology limit, what money in transit costs, why float revenue keeps the cycle long, and what finality gives up
- [The unbanked don't need a bank](https://www.swopme.co/blog/banking-the-unbanked-self-custody): why 1.3 billion adults have no account despite 86% owning a phone — the barrier is unit economics, not technology — and how tokenized dollars, Treasuries and gold change what a permissionless account is worth holding
- [The next account primitive](https://www.swopme.co/blog/accept-card-payments-merchant-verification): why email made accounts universal but left them inert, what a transactional identity adds, and why proving one fact without disclosing the rest (ZeroProof) is the load-bearing piece
- [The CLARITY Act vote](https://www.swopme.co/blog/clarity-act-vote-explained): why the Senate cloture vote failed 49-50, what the SEC and CFTC are building instead through rulemaking, and why a rule is not a law for capital formation, for where builders incorporate, or for the durability of self-custody
- [Cross-chain swap wallet](https://www.swopme.co/blog/cross-chain-swap-wallet): how a swap between two blockchains is really assembled — lock-and-mint bridges, liquidity networks and aggregated routes, and where the risk concentrates
- [Send crypto with a link](https://www.swopme.co/blog/send-crypto-with-a-link): how claim-link transfers work — funding a link instead of an address, what happens if nobody claims it, and why the link is a bearer instrument
- [What is a SmartSite?](https://www.swopme.co/blog/what-is-a-smartsite): what a SmartSite (crypto profile page) is — tabbed sections, gated content, and taking payment on the page itself
- [Crypto link in bio](https://www.swopme.co/blog/crypto-link-in-bio): what a crypto link-in-bio storefront is, and how AI agents can buy from one over x402
- [Agentic trading launch](https://www.swopme.co/blog/agentic-trading-is-live): how Swop's AI agent and its confirmation model work
- [Prediction markets, explained](https://www.swopme.co/blog/prediction-markets-101): how prediction-market prices become probabilities, and how to read the order book behind them
- [Perpetual futures funding rate, explained](https://www.swopme.co/blog/perps-funding-rate-explained): what a funding rate is, how the payment direction between longs and shorts is decided, and how to read it before opening a position
- [Self-custody wallet, explained](https://www.swopme.co/blog/self-custody-wallet-solana): what self-custody means on Solana and what to check before choosing a wallet
- [Gasless crypto, explained](https://www.swopme.co/blog/gasless-crypto-wallet): how sponsored-transaction ("gasless") wallets actually work, and what to check before trusting one
- [Is Swop safe?](https://www.swopme.co/blog/is-swop-safe): who holds the keys, what requires your signature, and what Swop's AI agent can and can't do without you
- [Swop vs Phantom](https://www.swopme.co/blog/swop-vs-phantom): a neutral feature comparison — custody, chains, gas fees, in-person payments, and AI agent design
- [Swop vs Coinbase Wallet](https://www.swopme.co/blog/swop-vs-coinbase-wallet): a neutral feature comparison — custody, chains, gas fees, and in-person payments
- [USDC vs USDC.e vs pUSD](https://www.swopme.co/blog/usdc-vs-usdce): what the naming means — Circle-issued vs bridge-issued vs venue-issued dollar tokens, and why the difference matters.
- [Support](https://support.swop.id): help and documentation
- [About](https://www.swopme.co/about.html): company and team

## Apps
- [iOS](https://apps.apple.com/us/app/swop-connecting-the-world/id1593201322)
- [Android](https://play.google.com/store/apps/details?id=com.travisheron.swopapp)