What getting paid really costs.
Put in your own numbers and see what you'd keep with Swop: 0.5% when a person pays, 0% when an AI agent buys (at launch).
The fee, in three lines.
You pay it, not the buyer.
Buyers pay your list price. Swop's 0.5% comes out of what you receive, with a minimum of $0.015 a payment.
AI agents: 0% at launch.
When an AI agent buys from your link, you get the full price in USDC. No platform fee while agent payments launch.
Card is separate.
Verified sellers can take cards too; card payments show their own fee at checkout, so this calculator counts crypto and agent sales only.
The fine print, plainly.
Who pays the 0.5%?
You do, the seller. Buyers always pay your list price; the fee comes out of what lands in your wallet, with a minimum of $0.015 a payment.
Why does my average sale matter?
Fixed fees and minimums hit small sales hardest. A $0.30 fee on a $2 sale is 15%; Swop's minimum on a $2 sale is $0.015. The calculator uses your average sale to count how many payments that is.
Is the 0% for AI agents permanent?
It's the launch rate for purchases made by AI agents. If it changes, we'll say so here and in the app before it applies.
What about card payments?
Verified sellers can accept cards. Card payments show their own fee at checkout, so leave card volume out of this comparison.
Where do these "today" numbers come from?
From you. We don't assume any processor's pricing: type in the percentage and fixed fee you pay now. The results are estimates, not a quote.
Keep more of every sale.
One link that people and AI agents can pay. USDC in your wallet.